Comprehensive Financial Planning

Who needs a comprehensive financial plan?  Well, ideally, everyone.  What I find is that the best value is for clients who have either adequate income or assets to pay every day living expenses, who generally know what they are spending, but are uncertain that they are doing all that can be done to reach their financial goals.  Often, there is a need to position investments to minimize the client’s income tax but provide sufficient liquidity.  These clients typically have multiple investment accounts and earned incomes in excess of $150,000.

Comprehensive Financial Plan 

I look for opportunities to find what more you can do to:

  • Maximize the positioning of your assets for return and safety of principal;
  • Reduce taxes, to protect against unforeseen events such as disability or death;
  • Replace a stream of income, such as a salary;
  • Master the challenge of managing your cash flow.

Price: $3,000 – $4,500 or $200/hour

Assistance with Plan Implementation

Often, clients need additional assistance once the plan is delivered in setting up investment accounts or in making changes or clarifying recommendations.  If you make a timely effort to implement the recommendations, and you require help, I will be available at no additional cost for the first six months after the plan is delivered.  Most likely, we can work over the phone or via email, but if an in-person appointment is needed, there will not be a charge.

Price: Free – comes with comprehensive plan