When Our Work Begins

Once we're clear that we want to work together we sign the contract and we extend the meeting to include my review of the documents you brought and for me to gather more insights about your needs and concerns.

 

Analysis

I will prepare a snapshot of where you are today.  It will include:

• A Net Worth Statement, a list of assets and debt that you owe
• An Income Statement that lists your income
• A Monthly Spending Plan or Budget
• A current Asset Allocation, a breakdown of your investments by investment category.

I will review these documents in person or via the phone/internet depending upon your preference and how complicated your circumstances are.

Then I will prepare projections of your net worth, taxes and cash flow specific to strategies that you are either considering and/or that I am recommending.  These reports will be accompanied with a customized explanation of how each specific strategy or scenario may be advantageous or disadvantageous for you.

Second Meeting

I will review the reports and recommendations that I compile and we develop and an action plan to implement the recommendations.

Ongoing -

As your circumstances change you will need to make changes to your financial plan.  I will evaluate the need to make adjustments together once a year or as the need arises.