Special Offer: Celeste will offer a complimentary1/2 hour to determine how she can best help you move forward financially. Contact Celeste to schedule your appointment.
Our Ezine - Tips and Strategies to Steer By:
Latest Blog Posts
|
| ‘Tis the Season to Shop and Be Merry |
|
This is the time of year when I say that it’s not always better to give than receive. Don’t call me Scrooge. I want you to give only as much as you decided you would when you made your budget. (Don’t have a budget? That’s a different subject for a different day.) In other words, I am asking you to keep the promises you made to yourself.
Maybe you are open to ideas on how to spend less without compromising your gift standards? Here are just a few ideas to get you started:
Discounted Gift Certificates - Think PRICE discount and VALUE premium.
Have you heard of www.livingsocial.com? My experience has been great. Here’s one for a massage, two weeks of yoga classes and $20 off any purchase for $89. http://www.livingsocial.com/cities/343/deals/92255-two-weeks-of-yoga-massage-and-20-to-spend. The massage alone is worth more than the value of the coupon; the massage class I attended was outstanding. Keep an eye for your favorite restaurants. I picked up a $50 certificate for Two Bird Café for $25. Act fast when you see those deals as they move fast. http://www.livingsocial.com/deals/169631-50-to-spend-on-food-and-drink
Want more choices on an ongoing basis? Try www.marinmagazine.com/dineout where you can get a $50 certificate for $35. You will recognize some of the participating restaurants, and I will personally vouch for the following:
Give a Tree for Less than You Can Send Flowers – Not only is it cheaper but it’s a very green thing to do. http://www.treepeople.org/how-can-i-plant-tree-someones-name
Want some great inexpensive gift ideas? Check out Jeena’s favorites.
http://scriptinghappiness.com/last-minute-gift-ideas-under-20/. Gift cards have shown up high on lists of most asked for gifts. Consider iTunes for the kids, big and small, and Starbucks or Pete’s Coffee for the adults.
What if cash is tight? How about some ideas for those of us who have more time than money on our hands this holiday season? When someone suggests that I make a gift, my fear of paste and paper cuts shows up. Instead, I some times give an experience that combines something I enjoy doing, and I also enjoy the benefits?
What if you are tight for time and money now but could be “flush” in a month? Give the gift that keeps giving.
My last suggestion is that you talk to your family now about next year while you are all gathered together. Maybe you decide to draw names for the adults and give to the kids? Maybe you do Secret Santa gift giving? One version of Secret Santa involves giving occasional, inexpensive gifts in secret for weeks in advance of Christmas, then when everyone gets together they give one more significant gift to the person directly, and all Secret Santa identities are exposed.
Happy Holidays! I’ll see you in the New Year when I’ll discuss your financial resolutions and how to make them happen.
|
